Best Flexshopper Alternatives – Lease to Own Options

Shopping is something everybody should enjoy. However, sometimes it could be a challenge to some specially when it comes to money matters. Nevertheless, this challenge is addressed by rent to own stores like Flexshopper.

What is a rent to own store?

Rent to own stores are not the usual stores where you purchase an item and pay for it upfront; but, rather allows its customers to purchase an item through a payment scheme of buy now pay later. It also offers installment mode of payment where you get to keep the item and pay every week or month until you complete the total amount of the items you purchased.

Flexshopper as rent to own store

Flexshopper is one of the rent to own stores where credit application is easy and fast. They usually approve $2500 spending limit. They also offer another 90 days same as cash option where one could pay an item weekly.

Requirements for Fkexshopper to approve your application:

  • * You must be employed
  • * Have a minimum salary of $1000 monthly
  • * Have a bank account that is at least 90 -days old

Flexhopper Alternatives

Though Flexshopper is one of the best rent to own shops, payment mode schemes might still not be budget friendly for everyone, might be a challenge to some and applications might not be approved. If this is the case, there are other stores that could be another option or alternative you could check and try.

1. Fingerhut

If you have a poor history of credit, you need not to worry with Fingerhut; as instead of rent to own payment scheme, they offer credit cards which has a credit limit that is determined by WebBank. This credit card is like the regular credit card which you have to pay a minimum amount on a specific due date every month and a down payment of $30.

With easy payment scheme of Fingerhut, you could have a worry-free shopping of any of desired items such as clothes, pet supplies, sports related items, tools, home goods, baby items, gifts, electronics and many more.

2. Emporium

Emporium is a rent to own, buy now pay later shop where you could purchase items such as appliances, home goods, furniture, fitness equipment, sports related items, automotive, fashion, electronics, jewelry and music.


  • * Must be at least 18 years old
  • * Has a source of regular income
  • * Has an active checking account

Emporium grants successful applications with amounts between $300 and $5000. You will also be given an option of six- month same as cash with minimum lease of $50. They also offer other options as paying within 12 or 18 or 24 months.

3. RentDelite

With about 50,000 items, RentDelite is a delightful place to shop. It has quite flexible rental options that are hard to resist.

One could purchase items such as electronics, video games, fashion, furniture and many more through credit and in installment payment for 12 months. They offer a maximum of spending limit of $2500 but could only purchase one product at a time.


  • * Must be 18 years old and above
  • * Has a regular source of income
  • * Has a valid email address
  • * Has a debit or credit card.

4. Leaseville

In leaseville one could purchase or rent brand new branded items such as electronics, tools, appliances, equipment, music related items and many more in more affordable payment methods such as 12 months same as cash with a maximum spending limit of $10,000 and pay in installment with terms between 24 to 36 months.


  • * Must earn at least $1000
  • * Six months of employment
  • * Has a checking account open for at least three months
  • * Your checking account must at least have five deposits totaling to $500 or more per month

5. Gettington

Gettington offers a wide range of products such as baby items, home goods, pet supplies, automotive related items, clothes, sporting goods, health and beauty products.

One could purchase items through Gettington’s credit card. Their credit card allows its customers to pay in small monthly installments.

6. Zebit

Zebit is a store where you could buy items at a wholeshole prices which means they offer items at a cheaper price. Aside from that, they allow its customers to get a credit up to $2500 without interest even when you pay late. However, you will need to make a down payment of 20% of the total cost of your purchases.


  • * Must be at least 18 years old
  • * Has a source of regular income

7. YuKeep

Avid fan of electronics and technology? YuKeep is the best store for you. All of their items are original and they do not sell refurbished or used items. They also offer free shipping and 100 days same as cash.

YuKeep offers its customers payment schedule that is flexible and easy to pay method through their 12 months to pay. However, you will need to pay a deposit when you purchase an item.

8. SmartPay Leasing

Need to purchase a phone but is on a tight budget? Fret no more as SmartPay Leasing could address your need through their easy payment plans. All you have to do is fill out their application form and once approved you could get about $1500 credit. However, just like other electronics store, you will need to make a down payment.


  • * Must be at least 18 years old
  • * Has a social security number
  • * Earns at least $1000 a month
  • * Has a debit or credit card

9. Aaron’s

This store offers furniture, electronics and appliances through a rent to own method. All you have to do is to rent online or go to their actual store and choose a payment option of 12 months, 18 months or 24 months to pay. They also offer six months same as cash.

Know if a Rent to Own Store is Right for You?

Rent to Own Stores’ concept is created for those who have a tight budget or has difficulty in paying purchases upfront. If you are one of them, this type of store is for you. However, if you have a credit card or you have the ability to pay cash, we suggest for you not to course through this option because once you have paid the lease, your purchase might cost much expensive than it should cost you if you pay upfront.

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