{"id":18339,"date":"2022-02-02T05:15:31","date_gmt":"2022-02-02T10:15:31","guid":{"rendered":"https:\/\/aptgadget.com\/?p=18339"},"modified":"2022-12-14T05:43:10","modified_gmt":"2022-12-14T10:43:10","slug":"ways-put-money-back-in-your-pocket","status":"publish","type":"post","link":"https:\/\/aptgadget.com\/fr\/ways-put-money-back-in-your-pocket\/","title":{"rendered":"11 fa\u00e7ons indolores de remettre de l'argent dans votre poche"},"content":{"rendered":"

Pour la plupart des gens, l'argent est toujours rare. Ce qui entre semble toujours devoir ressortir, et encore ! Bien qu'il soit plus facile d'\u00e9conomiser de l'argent que d'en gagner, envisagez des strat\u00e9gies qui vous permettent de faire les deux, sans changer douloureusement votre mode de vie. En adoptant de nouvelles habitudes financi\u00e8res saines, vous aurez plus d'argent dans vos poches, ce qui vous permettra de continuer \u00e0 l'\u00e9pargner ou \u00e0 le d\u00e9penser pour les choses que vous voulez vraiment.<\/p>\n

    \n
  1. D\u00e9clarer ses imp\u00f4ts en ligne. La d\u00e9claration en ligne est plus facile, plus efficace et vous permettra probablement d'obtenir votre remboursement plus rapidement. Lorsque vous d\u00e9clarez en ligne, vous \u00e9liminez les frais d'affranchissement, l'essence pour vous rendre au bureau de poste, les impressions papier, l'encre, et votre empreinte carbone est \u00e9galement plus faible.<\/li>\n
  2. Faites le m\u00e9nage dans votre voiture. Plus votre voiture est lourde, plus vous consommez de carburant \u00e0 chaque trajet. Faites le point sur ce que vous avez dans le coffre et sur la banquette arri\u00e8re, et rangez ces objets ailleurs jusqu'\u00e0 ce que vous en ayez besoin. Des objets comme les pelles, la liti\u00e8re pour chat, le sable et d'autres articles dont vous pourriez avoir besoin en hiver n'auront pas besoin d'\u00eatre trimball\u00e9s en \u00e9t\u00e9.<\/li>\n
  3. Prenez des douches plus courtes et plus fra\u00eeches. Saviez-vous que les douches plus fra\u00eeches sont en fait plus revigorantes ? Bien que ce soit un argument perdu d'avance par une froide matin\u00e9e d'hiver, c'est une chose \u00e0 laquelle il faut penser si vous cherchez \u00e0 \u00e9conomiser de l'argent de mani\u00e8re proactive. Une douche plus courte consommera moins d'eau et vous aurez quelques minutes de plus pour prendre votre caf\u00e9 du matin !<\/li>\n
  4. R\u00e9visez votre assurance. Cela fait probablement un certain temps que vous n'avez pas examin\u00e9 les d\u00e9tails de votre assurance automobile. Il y a de fortes chances que vous puissiez r\u00e9aliser des \u00e9conomies ; cela vaut la peine de prendre le temps de faire des comparaisons en rassemblant les informations suivantes devis d'assurance automobile en ligne<\/strong><\/a>. Pendant que vous y \u00eates, n'oubliez pas de demander \u00e0 votre agent si vous avez droit \u00e0 des r\u00e9ductions.<\/li>\n
  5. Cessez d'utiliser des bouteilles d'eau. Tout le monde aime se faciliter la vie, et les bouteilles d'eau sont tr\u00e8s pratiques, surtout lorsque vous vous appr\u00eatez \u00e0 partir. Cependant, m\u00eame si vous achetez des bouteilles d'eau de marque nominale, vous d\u00e9pensez encore trop. Procurez-vous une bouteille r\u00e9utilisable et utilisez de l'eau filtr\u00e9e. Vous \u00e9conomiserez de l'argent et, une fois de plus, votre empreinte carbone sera beaucoup plus faible.<\/li>\n
  6. Utilisez des piles rechargeables. Les Am\u00e9ricains jettent des dizaines de milliards de piles chaque ann\u00e9e. Ces piles finissent dans des d\u00e9charges o\u00f9 elles fuient et se corrodent, causant des d\u00e9g\u00e2ts suppl\u00e9mentaires \u00e0 l'environnement. C'est l'une des raisons pour lesquelles il faut opter pour des piles rechargeables, et l'autre, bien s\u00fbr, est que vous \u00e9conomiserez de l'argent si vous les rechargez au lieu de les remplacer.<\/li>\n
  7. R\u00e9initialisez le thermostat. Si vous r\u00e9glez habituellement votre thermostat \u00e0 69 degr\u00e9s en hiver, envisagez de le r\u00e9gler plut\u00f4t \u00e0 68 ou 67 degr\u00e9s. La nuit, lorsque tout le monde dort, il est encore plus facile de baisser la temp\u00e9rature de quelques degr\u00e9s. Il faudra peut-\u00eatre une petite p\u00e9riode d'adaptation, mais votre corps s'acclimatera. En \u00e9conomisant de l'\u00e9nergie, vous \u00e9conomiserez aussi de l'argent. Un gain pour l'environnement et un gain pour vous !<\/li>\n
  8. Prenez plus de repas \u00e0 la maison. Fr\u00e9quentez-vous les restaurants plusieurs fois par semaine ? Vous pourriez \u00eatre surpris de voir combien d'argent vous d\u00e9pensez. Envisagez de prendre plus de repas \u00e0 la maison. Rendez cela amusant en recr\u00e9ant vos plats pr\u00e9f\u00e9r\u00e9s. Si vous devez manger au restaurant, r\u00e9duisez les boissons gazeuses et autres boissons, car leur prix a tendance \u00e0 augmenter. Commandez plut\u00f4t de l'eau.<\/li>\n
  9. Supprimez le c\u00e2ble. Les services de diffusion en continu ont le vent en poupe. Si vous regardez de moins en moins le c\u00e2ble, pourquoi maintenir la d\u00e9pense ? Le c\u00e2ble est un pilier du foyer am\u00e9ricain depuis si longtemps qu'il peut \u00eatre difficile de le couper, mais une fois que vous aurez plong\u00e9 dans le monde plus personnalis\u00e9 des services de streaming, vous serez heureux de l'avoir fait.<\/li>\n
  10. Changer d'op\u00e9rateur de t\u00e9l\u00e9phonie mobile. Les grands op\u00e9rateurs de t\u00e9l\u00e9phonie mobile facturent le double, voire le triple, de ce que facturent les petits op\u00e9rateurs. Lisez les critiques, v\u00e9rifiez qu'ils offrent une couverture dans votre r\u00e9gion et optez pour un petit fournisseur qui r\u00e9duira votre facture de t\u00e9l\u00e9phone portable de moiti\u00e9, voire plus.<\/li>\n
  11. \u00a0Augmenter les franchises d'assurance. Plus la franchise est \u00e9lev\u00e9e, plus les primes sont basses. Si vous pouvez vous permettre d'augmenter la franchise en cas de sinistre, pensez \u00e0 le faire. Vous constaterez que les \u00e9conomies sur l'assurance automobile<\/a> chaque mois, et c'est autant d'argent en plus dans votre poche.<\/li>\n<\/ol>\n

    Bon nombre de ces strat\u00e9gies visent \u00e0 r\u00e9duire votre empreinte carbone et \u00e0 aider l'environnement. Lorsque vous vous mettez dans l'\u00e9tat d'esprit d'\u00e9conomiser de l'argent, pensez aux petites choses comme les \u00e9conomies d'\u00e9nergie dans la maison et la voiture, d\u00e9brancher les appareils lorsqu'ils ne sont pas utilis\u00e9s et s'assurer que les pneus sont correctement gonfl\u00e9s pour optimiser l'efficacit\u00e9 du carburant. Plus vous ferez d'efforts pour \u00e9conomiser de l'argent, plus ce sera facile !<\/p>","protected":false},"excerpt":{"rendered":"

    For most people, money is always tight. What comes in always seems to flow back out, and then some! While saving money is easier to do than earning money, consider strategies that allow you to do both, without a painful change in your lifestyle. 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